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New credit (10%) - How often you open new accounts.

Length of credit history (15%) - The amount of time you've had credit.

Amounts owed (30%) - Your credit utilization ratio, or the ratio of the amount of credit you're using to the amount that's been extended and owed on your accounts.

Payment history (35%) - If you've made your previous payments on time.

Of course, that doesn't mean all applicants with a score above 670 will qualify or that those with a score below it will be rejected, just that in general, this is the score you'll want to aim for to be considered eligible. If you're not sure where you stand, Capital One does offer consumers a pre-qualification tool, so you can see which Capital One credit cards you might be eligible for.Ĭredit card issuers also look at other factors such as your annual income, the length of your credit history and how many credit cards you've applied for recently. Since FICO counts scores between 670 and 739 as being good credit scores, this likely means applicants will need to have a credit score of at least 670 to qualify. Additional reporting by personal finance sites such as The Points Guy and NerdWallet suggests, however, that applicants may still qualify with a good or very good credit score. If you're wondering what specific credit score you'll need to qualify for this card, Capital One won't officially disclose that information.

You have maintained a loan or credit card with with a credit limit above $5,000 for at least three years.

You have not been 60 days late on any credit card, medical bill, or loan within the last year.You have never declared bankruptcy or defaulted on a loan.For this particular card, the application page says you'll need to have an excellent credit score - according to Capital One, that means applicants must meet the following requirements: The Capital One Venture Rewards Credit Card is one of several travel rewards credit cards offered by the issuer. Benefits only available to accounts approved for the Visa Signature card. It also provides other perks such as extended warranty and purchase protection, car rental collision damage insurance and roadside assistance, trip cancellation and interruption insurance, 24/7 travel assistance, and access to the Capital One Travel portal and Capital One Experiences program. It's one of the best travel rewards credit cards on the market, offering lots of opportunities to earn and redeem Capital One miles, as well as a generous welcome bonus of 75,000 miles after new cardholders spend at least $4,000 within the first three months of account opening.įor a modest $95 annual fee, the card also comes with useful travel benefits such as a $100 statement credit to cover TSA PreCheck® or Global Entry membership and two complimentary entries per year to Capital One Lounges or 100+ Plaza Premium partner lounges through the Partner Lounge Network.

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Investing +More All Investing Best IRA Accounts Best Roth IRA Accounts Best Investing Apps Best Free Stock Trading Platforms Best Robo-Advisors Index Funds Mutual Funds ETFs Bondsįor travel enthusiasts, the Capital One Venture Rewards Credit Card is a great choice if you're looking to earn rewards on flights and hotel stays.

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